Is a pay stub just a paycheck? 

Category: FAQUnderstanding Paystubs

No, a pay stub is not the same as a paycheck. A paycheck represents the actual money an employee receives, while a pay stub is the document that details...

How do I find my paystub?

Category: FAQUnderstanding Paystubs

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Can a Self-Employed Paystub Be Used for Tax Filing or Mortgage Applications? 

Category: FAQUnderstanding Paystubs

Yes. While self-employed paystubs are not official IRS documents like W-2s, they are excellent proof of income when combined with other...

How Does a Paycheck Work? 

Category: FAQUnderstanding Paystubs

A paycheck represents the earnings over a specific period and includes a detailed breakdown via a paystub. Even self-employed...

Is YTD information mandatory on a new hire’s first pay stub?

Category: FAQ

Yes. Employers are required to show Year-to-Date (YTD) details on every pay stub, including the very first one a new hire receives. Even if the totals are...

Why is my new hire’s YTD lower than expected after being hired mid-year?

Category: FAQ

When an employee is hired partway through the year, their Year-to-Date (YTD) totals only include the wages and deductions from their start date forward. This...

Do new hires always start with zero YTD?

Category: FAQ

Yes. When a new employee joins your company, their Year-to-Date (YTD) totals begin at zero because YTD only tracks the wages earned and deductions taken from...

Is making fake pay stubs illegal?

Category: FAQ

Yes, creating or using fake pay stubs for dishonest purposes like securing loans, renting properties, or misrepresenting income is illegal and can lead to...

Can banks detect fake paystubs? 

Category: FAQ

Yes, most banks and financial institutions have verification processes in place to detect fake paystubs. They may cross-check income details with tax records,...

How can I make my own pay stubs for free?

Category: FAQ

If you are self-employed, an independent contractor, or a freelancer, you can still create professional pay stubs for your records or for proof of income. With...

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