What deductions are typically shown on a pay stub?

A pay stub lists the deductions taken from an employee’s gross pay to calculate their net pay. These deductions can be mandatory or voluntary. 

Common deductions include: 

• Taxes: 
  • Federal income tax 
  • State income tax (if applicable) 
  • Social Security 
  • Medicare 
• Employee Benefits: 
  • Health, dental, or vision insurance 
  • Retirement contributions (401(k), 403(b), etc.) 
• Other Withholdings: 
  • Wage garnishments 
  • Union dues 
  • Loan repayments or other voluntary deductions 

Example: If an employee earns $3,000 gross pay, deductions may include $300 for taxes, $150 for insurance, and $50 for retirement, leaving a net pay of $2,500. 

Using SecurePayStubs, all standard deductions are automatically calculated and clearly displayed, helping both employers and employees understand how net pay is determined.